
Mkobo @
Mkobo @
Mkobo @




Celebrating 10 years of improving financial wellbeing for all
Celebrating 10 years of improving financial wellbeing for all
Celebrating 10 years of improving financial wellbeing for all
Celebrating 10 years of improving financial wellbeing for all



Our Journey in 10 years
Our Journey in 10 years
Our Journey in 10 years
From emergency loans to EarlyPay, we’ve spent a decade empowering Nigeria’s salary earners, entrepreneurs, and gig workers. Over 100,000 lives were impacted.
From emergency loans to EarlyPay, we’ve spent a decade empowering Nigeria’s salary earners, entrepreneurs, and gig workers. Over 100,000 lives were impacted.
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Lives impacted
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Lives impacted
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CSR initiatives
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CSR initiatives
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CSR initiatives
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Product launches
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Product launches
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Product launches
For 10 years, our focus has been simple: to improve the financial wellbeing of economically active Africans. Mkobo @10 is not just a celebration of how far we’ve come; it’s a recommitment to building a future where every worker, entrepreneur, and hustler has access to the tools they need to thrive.
– Habeeb.
For 10 years, our focus has been simple: to improve the financial wellbeing of economically active Africans. Mkobo @10 is not just a celebration of how far we’ve come; it’s a recommitment to building a future where every worker, entrepreneur, and hustler has access to the tools they need to thrive.
– Habeeb.
Mkobo App - Every Kobo Counts
Mkobo App - Every Kobo Counts
Mkobo App - Every Kobo Counts
Every Kobo Counts - Experience financial freedom with our comprehensive suite of features
Every Kobo Counts - Experience financial freedom with our comprehensive suite of features

EarlyPay
Access 50% of earned wages anytime at zero interest

EarlyPay
Access 50% of earned wages anytime at zero interest

EarlyPay
Access 50% of earned wages anytime at zero interest

Mkolo Savings
Automate savings with Mkolo (Fixed and target savings available)

Mkolo Savings
Automate savings with Mkolo (Fixed and target savings available)

Mkolo Savings
Automate savings with Mkolo (Fixed and target savings available)

Emergency Loans
Get quick loans on the go

Emergency Loans
Get quick loans on the go

Emergency Loans
Get quick loans on the go

Payments
Send funds, pay your bills easily on the go

Payments
Send funds, pay your bills easily on the go

Payments
Send funds, pay your bills easily on the go
Deposit. Feed. Win.
Deposit. Feed. Win.
Deposit. Feed. Win.
Join our 10th Anniversary celebration and win amazing prize!
Join our 10th Anniversary celebration and win amazing prize!
How to participate
How to participate
How to participate
How to participate
Deposit ₦10,000 or more to qualify. The more you save, the bigger prizes you can win!
Deposit ₦10,000 or more to qualify. The more you save, the bigger prizes you can win!
Deposit ₦10,000 or more to qualify. The more you save, the bigger prizes you can win!
Deposit 10,000 or more to qualify. The more you save, the bigger prizez you can win!
Partner perks
Partner perks
Partner perks
Partner perks
Showmax
Showmax
Shuttlers
Shuttlers
iFitness
iFitness






Boost Employee Productivity and Retention
Boost Employee Productivity and Retention
Boost Employee Productivity and Retention
With 50% salary access at zero cost to your business
With 50% salary access at zero cost to your business
Media & Stories
Media & Stories
Media & Stories
Our journey covered by leading media outlets
Our journey covered by leading media outlets
BusinessDay
Guardian
Vanguard
Techpoint
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Privacy Policy
Terms & Condition
Every Kobo Counts
MKOBOBANK is registered in Nigeria as MKOBO Microfinance Bank (No. RC1234231), 3rd floor, 13 Hughes Avenue, Alagomeji, Yaba, Lagos. You will find the growing MKOBO team working at the same location. We are authorised and regulated by Central Bank of Nigeria (CBN) under registration number 51188.
By using this website, you understand that the services and products offered on this website ("Services and Products") are for information purposes only. No persons gaining access to this website in any jurisdictions may treat any materials or information provided on this website as constituting an invitation to them to subscribe for the services, nor should they in any event use such Services, unless in the relevant jurisdiction, the Services could lawfully be made to them. Accordingly, nothing contained in this website shall constitute an offer or solicitation by anyone in any jurisdiction in which such offer or solicitation is not lawful. It is the responsibility of any person to inform themselves and to observe all applicable laws and regulations of any relevant jurisdiction before they subscribe for the services. MKOBO shall have the final determination of eligibility to subscribe for any of the Services.
The information contained in these pages is not intended to provide professional advice and should not be relied upon in that regard. Persons accessing these pages are advised to obtain appropriate professional advice when necessary at all times in their respective jurisdiction.
MKOBOBANK is registered in Nigeria as MKOBO Microfinance Bank (No. RC1234231), 3rd floor, 13 Hughes Avenue, Alagomeji, Yaba, Lagos. You will find the growing MKOBO team working at the same location. We are authorised and regulated by Central Bank of Nigeria (CBN) under registration number 51188.
By using this website, you understand that the services and products offered on this website ("Services and Products") are for information purposes only. No persons gaining access to this website in any jurisdictions may treat any materials or information provided on this website as constituting an invitation to them to subscribe for the services, nor should they in any event use such Services, unless in the relevant jurisdiction, the Services could lawfully be made to them. Accordingly, nothing contained in this website shall constitute an offer or solicitation by anyone in any jurisdiction in which such offer or solicitation is not lawful. It is the responsibility of any person to inform themselves and to observe all applicable laws and regulations of any relevant jurisdiction before they subscribe for the services. MKOBO shall have the final determination of eligibility to subscribe for any of the Services.
The information contained in these pages is not intended to provide professional advice and should not be relied upon in that regard. Persons accessing these pages are advised to obtain appropriate professional advice when necessary at all times in their respective jurisdiction.
©2021 Mkobo Microfinace Bank
MKOBOBANK is registered in Nigeria as MKOBO Microfinance Bank (No. RC1234231), 3rd floor, 13 Hughes Avenue, Alagomeji, Yaba, Lagos. You will find the growing MKOBO team working at the same location. We are authorised and regulated by Central Bank of Nigeria (CBN) under registration number 51188.
By using this website, you understand that the services and products offered on this website ("Services and Products") are for information purposes only. No persons gaining access to this website in any jurisdictions may treat any materials or information provided on this website as constituting an invitation to them to subscribe for the services, nor should they in any event use such Services, unless in the relevant jurisdiction, the Services could lawfully be made to them. Accordingly, nothing contained in this website shall constitute an offer or solicitation by anyone in any jurisdiction in which such offer or solicitation is not lawful. It is the responsibility of any person to inform themselves and to observe all applicable laws and regulations of any relevant jurisdiction before they subscribe for the services. MKOBO shall have the final determination of eligibility to subscribe for any of the Services.
The information contained in these pages is not intended to provide professional advice and should not be relied upon in that regard. Persons accessing these pages are advised to obtain appropriate professional advice when necessary at all times in their respective jurisdiction.
©2021 Mkobo Microfinace Bank